Overview
Mike is the attorney to call for banks across the Midwest. He has extensive experience representing banks in various types of litigation, including but not limited to: uniform commercial code, automobile dealership cases, personal guaranties, foreclosures, check alterations, fraud, replevins, collections, bankruptcy adversary proceedings, and priority disputes. He also advises bank clients on operations matters, such as how to respond to a subpoena for a customer’s accounts, a non-wage garnishment of an account, or a federal grand jury subpoena for customer information.
Mike represents creditors in all types of matters pertaining to the United States Bankruptcy Code. In representing the interests of his clients in bankruptcy court, Mike has run the gamut by doing everything from filing a proof of claim to suing and defending in adversary proceedings to seeking revocation of a debtor’s discharge due to fraud. He even represented a creditor in a rare Chapter 9 (municipal) bankruptcy that was filed in Illinois, and successfully obtained dismissal of that case.
A well-rounded banking attorney, Mike drafts, edits and reviews loan documents for all types of matters. Mike drafts complete document packages for multi-million dollar loans, reviews existing documents for legal sufficiency, provides attorney approval for loans, and consults on pending loans. He negotiates and drafts transactional documents for real estate purchases and sales, real estate financing, and easements. He also handles litigation for real estate disputes, including foreclosures, mechanics liens, priority disputes, easements, trespass, zoning disputes, and eminent domain.
Mike is also a private pilot who negotiates and drafts loan documentation for aircraft, including business jets, private jets, turbo props and single-engine planes. He is well versed in Part 91, Part 135, and the other Federal Aviation Regulations.
As co-chair of the firm’s Banking & Finance Services Group, Mike oversees a team providing financial institutions with advice and representation on transactional and litigation matters throughout each of the firm’s eight offices.
A strong community is built on the notion that the members of that community invest and give back to one another. To that end, Mike is an active member of the Lions Club, a global leader in community and humanitarian services.
Experience
Membership & Involvement
- Member: American Bar Association; Illinois Creditors Bar Association; McHenry County Bar Association; Hispanic Lawyers Association of Illinois; Veterans and Military Families Advisory Council for member of Congress; Illinois Bankers Association
- Board of Directors: Crystal Lake Chamber of Commerce
- Crystal Lake Lions Club: Melvin Jones Fellow (2013); President (2008 - 2009); 1st Vice President (2007 - 2008)
- Illinois State Bar Association: Assembly for the 22nd Circuit; Member, Real Estate Law Section Council (2014 - 2016); Past Chair, Commercial Banking, Collections and Bankruptcy Section Council (2012 - 2013); Standing Committee on Judicial Advisory Polls (2017 - 2021); Bench and Bar Section Council (2018 - 2021); NIU College of Law Alumni Council (2020-2022)
- Illinois Supreme Court Committee on Character and Fitness: Member
Honors
- Martindale-Hubbell AV® Preeminent™ rated
- Selected by the Leading Lawyers Network as "Leading Lawyer" in Commercial Litigation, ADR Law: Commercial Litigation, and Creditor's Rights/Commercial Collections Law
- Crystal Lake Chamber of Commerce Presidential Award of Excellence: 2016-2017
- Selected to the Illinois Super Lawyers "Rising Stars" list: 2008, 2009
Resources & Insights
In the Media
Alerts
Speaking Engagements
Published Works
Blog Posts
Education on Demand
These are challenging times and many business owners are wondering whether they will have the cash flow to sustain their businesses.
With the economy surging for the past several years, many financial institutions have had the benefit of generating loans instead of dealing with problem credits; with the economy in a downward spiral that is rapidly changing.
Firm News
- Mike Cortina Appointed to Illinois Supreme Court Committee on Character and FitnessMike Cortina Appointed to Illinois Supreme Court Committee on Character and Fitness
Mike Cortina, co-chair of the firm’s Banking & Finance Services Group, has been appointed a member of the Illinois Supreme Court Committee on Character and Fitness!
- Knowing More Than Enough to Be Dangerous: Nuts and Bolts of Real Estate FinancingsKnowing More Than Enough to Be Dangerous: Nuts and Bolts of Real Estate Financings
Join the AD commercial real estate and financial industry attorneys as they walk through the essential legal components that everyone should know when financing real estate-based projects.
- The Consumer Financial Protection Bureau Proposes New Rule for Automated Valuation ModelsThe Consumer Financial Protection Bureau Proposes New Rule for Automated Valuation Models
The Consumer Financial Protection Bureau (CFPB) has proposed a new rule that could impact lenders using forms of artificial intelligence in their lending practice.
- What the Corporate Transparency Act Means for Financial InstitutionsWhat the Corporate Transparency Act Means for Financial Institutions
With the advent of the federal Corporate Transparency Act (“CTA”) that begins on January 1, 2024, financial institutions will need to re-think their information and certification requirements for account and loan customers.
Education
Northern Illinois University College of Law, J.D., 1998
Monmouth College, B.A., 1995, Philosophy and Religious Studies & Speech Communication and Theater Arts double-major; Departmental Honors, Speech Communication
United States Army Reserve, 1988-1994
Admissions
- Illinois